Student Loans Interest Rates 2025

Student Loans Interest Rates 2025. The interest rate on plan 1 student loans is currently 6.25%. Interest rates for private student loans fluctuate much more than their federal counterparts and are based on.

The chart below shows the interest rates for direct subsidized loans, direct unsubsidized loans, and direct plus loans first disbursed on or after july 1, 2025 and. These rates are accurate as of august 5, 2025.